[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mevio.cz\/penize-a-zivot\/#Article","mainEntityOfPage":"https:\/\/www.mevio.cz\/penize-a-zivot\/","headline":"Pen\u00edze a \u017eivot","name":"Pen\u00edze a \u017eivot","description":"Ne v\u0161ichni se v\u0161ak narodili se zlatou l\u017e\u00edc\u00ed v \u00fastech. N\u00e1\u0161 str\u00fdc, snad jedin\u00fd soukromn\u00edk za koman\u010d\u016f v\u017edycky \u0159\u00edkal, \u017ee v jejich rodin\u011b se v\u0161ichni narodili se st\u00e9blem sl\u00e1my v hub\u011b. Asi to tak n\u011bjak<a class=\"read-more\" href=\"https:\/\/www.mevio.cz\/penize-a-zivot\/\">Continue reading<\/a>","datePublished":"2025-06-16","dateModified":"2025-06-16","author":{"@type":"Person","@id":"https:\/\/www.mevio.cz\/author\/#Person","name":"","url":"https:\/\/www.mevio.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mevio.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mevio.cz\/wp-content\/uploads\/money-1459232_640.jpg","url":"https:\/\/www.mevio.cz\/wp-content\/uploads\/money-1459232_640.jpg","height":0,"width":0},"url":"https:\/\/www.mevio.cz\/penize-a-zivot\/","about":["Ekonomika"],"wordCount":447,"articleBody":"      Ne v\u0161ichni se v\u0161ak narodili se zlatou l\u017e\u00edc\u00ed v \u00fastech. N\u00e1\u0161 str\u00fdc, snad jedin\u00fd soukromn\u00edk za koman\u010d\u016f v\u017edycky \u0159\u00edkal, \u017ee v jejich rodin\u011b se v\u0161ichni narodili se st\u00e9blem sl\u00e1my v hub\u011b. Asi to tak n\u011bjak bylo. Nikdy u nich nebyl blahobyt, jen d\u0159ina a d\u0159ina od r\u00e1na do noci. V dne\u0161n\u00ed dob\u011b si m\u016f\u017ee ka\u017ed\u00fd zvolit \u010d\u00edm se bude \u017eivit. Ot\u00e1zka pak zn\u00ed, zda na to m\u00e1 p\u0159edpoklady a zda se mu to v\u016fbec bude cht\u00edt d\u011blat. Ka\u017ed\u00fd, kdo pracuje tak dost\u00e1v\u00e1 n\u011bjakou finan\u010dn\u00ed odm\u011bnu. Naz\u00fdv\u00e1 se to v\u00fdplata a kdy\u017e jsme si pro ni kdysi d\u00e1vno chodili a st\u00e1li ten den p\u011bkn\u011b v \u0159ad\u011b u ok\u00fdnka, \u0159\u00edk\u00e1vali chlapi, \u017ee je den svat\u00e9ho Berouse. V ka\u017ed\u00e9m p\u0159\u00edpad\u011b devades\u00e1t p\u011bt procent lid\u00ed, kte\u0159\u00ed poctiv\u011b pracuj\u00ed nemaj\u00ed ani z poloviny na to, co by si skute\u010dn\u011b p\u0159\u00e1li a po \u010dem tou\u017e\u00ed. Nez\u00e1le\u017e\u00ed v\u016fbec na tom, co to je. T\u0159eba cesta kolem sv\u011bta. Kde na to vz\u00edt? Nebo na auto? A tak se \u010dlov\u011bk m\u016f\u017ee a nemus\u00ed sh\u00e1n\u011bt po n\u011bkom, kdo by mu pen\u00edze poskytl. Tomu se \u0159\u00edk\u00e1 p\u016fj\u010dka. Pokud jde o v\u011bt\u0161\u00ed \u010d\u00e1stky, tak u\u017e je to hypot\u00e9ka a ta se poskytuje v\u011bt\u0161inou na d\u016fm nebo byt, jeho\u017e koup\u011b se potom mus\u00ed prok\u00e1zat. Ov\u0161em\u017ee je zde i takzvan\u00e1 ne\u00fa\u010delov\u00e1 hypot\u00e9ka, kde se nic neprokazuje a nikoho nem\u00e1 co zaj\u00edmat, jak byly pen\u00edze pou\u017eity, ne\u0161lo-li ov\u0161em o n\u011bco nez\u00e1konn\u00e9ho.Pak je nutn\u00e9 u\u010dinit v\u00fdjimku. Ale to u\u017e nen\u00ed na\u0161e starost. My se pod\u00edv\u00e1me na finan\u010dn\u00ed produkt, kter\u00fd nese n\u00e1zev nebankovn\u00ed americk\u00e1 hypot\u00e9ka a v podstat\u011b jde o klasiku, jen s n\u011bjak\u00fdmi odli\u0161nostmi. Z\u00e1klad je st\u00e1le stejn\u00fd, dostanete pen\u00edze a budete je spl\u00e1cet. Tady v\u0161ak asi podobnost kon\u010d\u00ed, proto\u017ee za\u010d\u00ednaj\u00ed ji\u017e jen sam\u00e9 odli\u0161nosti a v\u00fdhody. Nap\u0159\u00edklad ta, \u017ee nikam nejezd\u00edte a nikde ne\u010dek\u00e1te, spole\u010dnost, kter\u00e1 tuto hypot\u00e9ku poskytuje vys\u00edl\u00e1 kur\u00fdra a\u017e k v\u00e1m dom\u016f. Tohle nikdo jin\u00fd nenab\u00edz\u00ed. Nav\u00edc se v\u0161echno vy\u0159izuje skoro bez byrokracie, ne\u0159e\u0161\u00ed se \u017e\u00e1dn\u00e9 dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, nebo toho, zda v\u00e1\u0161 prastr\u00fdc nem\u011bl zard\u011bnky, co\u017e po v\u00e1s jinde klidn\u011b cht\u00edt mohou.                                                                                                                                                                                                                                                                                                                                                                                           3\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze a \u017eivot","item":"https:\/\/www.mevio.cz\/penize-a-zivot\/#breadcrumbitem"}]}]